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Loan Assistance Services

Advantages

  • Helps individuals and businesses get the right loan with proper documentation
  • Increases chances of approval through professional file preparation
  • Saves time by comparing multiple banks/NBFCs for best interest rates
  • Ensures faster processing and coordinated follow-up with lending institutions
  • Provides expert guidance for business loans, MSME loans, home loans and vehicle loans
  • Reduces risk of rejection by correcting financial and credit-related issues

Eligibility

  • Individuals, proprietors, businesses or companies seeking financial support
  • Valid KYC documents including PAN, Aadhaar and address proof
  • Stable income source or business turnover as per the loan requirement
  • Bank statements, ITRs or financials to assess repayment capacity
  • Acceptable credit score based on the lending institution’s criteria
  • Collateral or security (only for secured loan categories, if applicable)

Loan Assistance Services (MSME, Mudra, Business, Home, Personal & Project Loans)


Overview

Finance is the foundation of every successful business and personal milestone. Whether you are starting a new enterprise, expanding your operations, purchasing property, or meeting personal needs — access to the right loan at the right time can make all the difference.

At Rajasthan Filings, we provide comprehensive loan assistance services across India — from documentation to eligibility evaluation, project report preparation, CMA data, and liaison with banks and financial institutions.
Our goal is to help you get fast, transparent, and hassle-free approvals for every category of loan.


Our Loan Assistance Categories

1. MSME Loan

Loans designed for Micro, Small, and Medium Enterprises for working capital, machinery purchase, or business expansion.
Features:

  • Loan up to ₹5 crore

  • Collateral-free under CGTMSE scheme

  • Flexible repayment and interest subsidy under eligible schemes


2. Mudra Loan (Shishu, Kishor & Tarun)

Special government-backed loans under the Pradhan Mantri Mudra Yojana (PMMY) for traders, manufacturers, and service providers.
Features:

  • Up to ₹10 lakh loan without collateral

  • Ideal for startups, small retailers, and self-employed persons

  • Subsidy and support under government initiatives


3. Business Loan

Unsecured loans for small and medium businesses to manage daily operations, marketing, inventory, or growth requirements.
Features:

  • No collateral up to ₹50 lakh

  • Fast approval with simplified KYC and ITR verification

  • Available for proprietors, partnerships, and private limited firms


4. Home Loan

Loans for purchasing, constructing, or renovating residential property.
Features:

  • Loan up to 80–90% of property value

  • Attractive interest rates with flexible tenure (up to 30 years)

  • Balance transfer and top-up loan options available


5. Personal Loan

Quick and flexible unsecured loans for individual financial needs such as education, marriage, travel, or emergency.
Features:

  • Loan from ₹50,000 to ₹25 lakh

  • No security or guarantor required

  • Instant approval based on credit score and income


6. Vehicle & Equipment Loan

Loans for commercial or personal vehicles, JCBs, tractors, and machinery for industrial and transport use.
Features:

  • Up to 85% financing of asset cost

  • Fast disbursement with minimal documentation

  • Flexible repayment and EMI options


7. Project Loan / Term Loan

Long-term funding for setting up new plants, industries, or expansion projects.
Features:

  • Customized financial projections & CMA data support

  • Collateral or project-based loan options

  • Required for manufacturing and infrastructure projects


8. Government Subsidy & Scheme-Based Loans

We help entrepreneurs benefit from all central and state government financial initiatives such as:

  • CGTMSE Loan – Collateral-free MSME funding up to ₹2 crore.

  • PMEGP (Khadi Board Scheme) – Subsidized loans for manufacturing/service units.

  • Stand-Up India – For women and SC/ST entrepreneurs.

  • Startup India & SIDBI Schemes – Funding for innovative startups.

  • PM Svanidhi Scheme – Small loans for street vendors and micro-entrepreneurs.


How Rajasthan Filings Helps You

  1. Loan Eligibility Evaluation:
    We assess your financial profile, credit history, and business strength to find the best loan type and scheme.

  2. Documentation & Application:
    We prepare and organize all necessary papers such as ITRs, balance sheets, identity proofs, and business registration.

  3. CMA Data & Project Report Preparation:
    Our financial experts prepare bank-ready CMA Data, cash flow statements, and project reports for sanctioning authorities.

  4. Bank Coordination & File Submission:
    We directly liaise with nationalized, private, and NBFC banks to ensure smooth application review and approval.

  5. Post-Approval Services:
    Assistance in agreement finalization, account setup, disbursement follow-up, and subsidy claims.


Documents Required

  • PAN, Aadhaar, and photographs of applicant / partners / directors

  • Business registration proof (GST, Udyam, Incorporation)

  • 3 years’ ITR & balance sheets

  • Latest bank statement (6–12 months)

  • Property / quotation / invoice of asset (if applicable)

  • Address and ID proof

  • Project report or CMA data (we prepare it professionally)


Eligibility Criteria (General Guidelines)

Loan Type Eligibility Maximum Amount
MSME / CGTMSE Registered business with minimum 1 year operation ₹5 crore
Mudra Loan Small business / retailer / service provider ₹10 lakh
Business Loan Any registered business with turnover proof ₹50 lakh
Home Loan Salaried or self-employed with income proof ₹2 crore
Personal Loan Individual with good credit score (700+) ₹25 lakh
Project / Term Loan New or expansion projects with CMA Data As per project cost

Benefits of Our Loan Assistance

  • Access to multiple loan options under one roof

  • Accurate and professional financial documentation

  • Faster approval through bank-compliant presentation

  • Guidance for subsidy, guarantee, and government benefits

  • End-to-end transparency and personalized consultation


Our Loan Assistance Process

  1. Initial consultation and loan requirement analysis

  2. Scheme selection and eligibility evaluation

  3. Document collection and financial data review

  4. CMA / Project Report preparation

  5. File submission and liaison with banks

  6. Loan sanction and disbursement follow-up


Why Choose Rajasthan Filings

  • Managed by Chartered Accountants, finance consultants & legal experts

  • 100% online and PAN India loan support

  • Experience with all major banks, NBFCs, and cooperative institutions

  • Transparent, affordable, and time-bound service

  • Confidential handling of financial documents

  • Dedicated relationship manager for each case

Our professional presentation and strong documentation ensure higher approval rates, better loan terms, and complete peace of mind.


Who Can Avail Our Loan Services

  • MSME Entrepreneurs and Manufacturers

  • Traders and Retail Businesses

  • Startups and Professionals

  • Self-employed Individuals

  • Contractors and Transporters

  • Farmers, Dairy and Agro-based Units

  • Salaried and Non-Salaried Home Buyers


Conclusion

In today’s competitive financial environment, the right documentation and presentation make all the difference.
At Rajasthan Filings, we help you get your loan approved faster, with less stress and more clarity — whether it’s a business loan, home loan, personal loan, or government-backed MSME finance.

Let our experienced team handle the technicalities while you focus on your goals.

FAQs on Loan Assistance Services

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